Costs
Usually, for legally insured couples, all costs for the necessary diagnostics and therapy are covered by the health insurance companies.
Patients with German statutory health insurance
GKV insured persons (legal health insurance) must obtain reimbursement of the costs before the start of the artificial insemination procedures. Usually, this period is 1 year.
Patients with private health insurance
PKV policyholders are not required to obtain a cost reimbursement before treatment begins; however, it is advisable to at least do so for cost-intensive treatments such as IVF and ICSI.
Self-paying patients
Self-payers are GKV or PKV patients for whom cost coverage by the statutory health insurance is not available, or private patients without the possibility of cost coverage through their private health insurance.